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What if I suffer an injury on a friend's property?

Accidents happen all the time, and sometimes they happen with devastating consequences. If you recently suffered an injury on someone else's property, especially the property of someone you know, you may face an internal conflict about whether or not to pursue legal action.

This is reasonable, and indicates that you are not the type of person looking to sue anyone for just anything. America is a country that values the right of individuals to sue other individuals, and often this can lead to headline-grabbing frivolous lawsuits. However, it is important to acknowledge when you suffer a legitimate injury and deserve fair compensation.

Even if you do not wish to pursue legal action against the personal assets of the person who owns the property where you suffered the injury, you may still have a number of options. You can start by consulting with an experienced personal injury attorney who understands your community.

How do personal injury claims work?

These sorts of situations are one of the primary reasons that property owners carry insurance policies on the property as a whole. In most instances where a person suffers an injury on another person's property, the ensuing claim never makes it to the "lawsuit" stage. Instead, the person who suffers the injury files a claim with the insurance company who provides coverage for that property, allowing the injured party to receive fair compensation for the costs of treating the injury, income lost because of the injury, and other expenses, without directly affecting the personal relationship between the parties.

However, this does not mean that the victim should file a claim and call it a day. All insurance companies are for-profit businesses, and one of the primary ways that insurers achieve their own financial goals is by paying out as little as possible every single time.

In most cases, it is useful to enlist the help of an experienced personal injury attorney who understands how to fairly calculate the true costs of your recovery and other more complex expenses.

For instance, you may find that an insurer receives your claim and then returns a settlement offer well before your recovery is complete. Often, this is to minimize the compensation for future medical costs, or to suggest that you will make a full recovery before that is knowable.

Don't fight for fair compensation alone

Professional legal counsel allows you to focus on your recovery while the attorney fights for fair compensation with the insurer. In the meantime, you can determine how to address the interpersonal implications of the injury with the owner of the property. Without the pressure of dealing directly with the owner of the property to resolve the matter, you may find that it doesn't affect the relationship negatively in the long term.

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